PROVIDING HOMEBUYERS Zero DOWN PAYMENT and Zero Closing Cost Mortgages

Lack of Down Payment coupled with High Debt is the biggest obstacle to homeownership. Car Pmts, Credit Cards, Student Loans and little savings can price First-Time Buyers out of homeownership.

Wow Movement’s collaboration with Bank of America and Neighborhood Assistance Corporation of America (NACA) is designed to help you with the financing you need for Down-Payment and Closing Costs.


With Ownership Wealth, LLC (WOW) is much more than a company delivering Homeownership Dreams, it’s a movement with a clear mission to close the racial homeownership gap.

With the WOW Lease Option to Buy Financing, we are committed to helping Black homebuyers that for whatever reason can’t yet qualify for a mortgage to buy a home.

Lease Option to Buy Program


Our Three Step Process

Get Pre-Qualified

Start Home Shopping

Purchase Your Home

About us

Please join the With Ownership Wealth (WOW) Movement created to build wealth in Black American communities. The program model assists families in navigating the homeownership process through completion. Our goal is to inevitably close the racial wealth gap driven by segregation, redlining, evictions, and expulsion of Black Americans.

The ethnic disparity in wealth has persisted since American colonization resulting in economic disadvantages despite racial reform efforts. Research and studies show wealth in the Black American demographics at a steady decline owning 1/13th the wealth of other ethnic groups. Current trends reflect this plunder that began in colonial America, recurring in good and bad economic times.


The mortgage pre-approval
Unless you’ve been saving your pennies for a while and can pay cash for a house, you will need to get a mortgage. In order to know how expensive a house you can buy, you will need to get pre-approved for a loan. This is the first step in the home buying process.

In today’s real estate market and with interest rates as low as they are, it is more cost-efficient to buy a home rather than rent one. Think about it. When you buy, you are investing in your own future. When you rent, you are helping your landlord to invest in his or her future! There also are financial perks like tax deductions and home equity that come along with owning a home.

So that you don’t enter the home-buying process blindly, it is a good idea to meet with a bank or lender, who can help you determine a range of home prices that you may be approved to buy in.


Completed Cases

with applied services.


Years of Experience

on number of industries.


Awards Winning

on various competitions.


Satisfied Customers

from all around the world.

Birmingham, Ala.
St. Louis
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Virginia Beach
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Riverside, Calif.
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Omaha, NE
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